1. Introduction
This Terms of Service agreement (“Agreement”) governs your use of MartinKush.com (“Website,” “Company,” “we,” “us,” or “our”). By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must discontinue your use of the Website immediately.
This Website provides educational, informational, and entertainment content on economic policy, social justice, and related topics. The content presented is for informational purposes only and does not constitute financial, legal, or professional advice. Users should not rely on any information contained herein for business, financial, legal, or tax-related decisions. The Company shall not be held liable for any loss of revenue, profits, business opportunities, or other damages arising from reliance on the content provided on this Website.
2. User Roles and Content Access
The Website offers a tiered membership system, each with varying levels of content access. The access levels are as follows:
Unregistered visitors may view all publicly available content on the Website without restriction. Free Content Subscribers are granted access to public articles and content categorized as “Free Content” upon providing their first name and email address. Premium Content Subscribers have access to all public articles, Free Content, and Premium Content upon completing payment through Stripe. Policy Advice Subscribers, designated as super subscribers, are granted full access to all content, including public articles, Free Content, Premium Content, and articles categorized under “Policy Advice,” upon successful payment.
All users, regardless of membership level, must comply with these Terms of Service. Access to paid content is granted only upon successful completion of the required payment obligations. The Company reserves the right to modify or revoke access to content at its sole discretion.
3. Comments and User Contributions
When visitors leave comments on the Website, the data submitted through the comment form, along with the visitor’s IP address and browser user agent string, may be collected for spam detection purposes. An anonymized string derived from the user’s email address (a hash) may be provided to the Gravatar service to determine if a profile image is associated with that email address. The Gravatar service privacy policy is available at https://automattic.com/privacy/. After a comment is approved, the user’s profile picture, if applicable, will be publicly displayed in connection with the comment.
4. Caching and Performance Optimization
To improve site performance and user experience, the Website utilizes LiteSpeed Cache, which may temporarily store duplicate copies of webpages. These cache files are temporary and are not accessed by any third party except when required for technical support from the cache plugin vendor. Cache files expire based on a schedule set by the Website administrator but may be manually purged before their natural expiration if necessary.
The Website may use QUIC.cloud services to process and temporarily cache user data. More details about QUIC.cloud’s privacy policy can be found at https://quic.cloud/privacy-policy/.
5. Subscription, Payment, and Billing
The Website offers paid subscription plans for Premium Content and Policy Advice content. Some subscriptions may include a trial period during which users are not charged. Upon expiration of the trial period, the subscription fee will be automatically deducted using the payment details provided during registration. Users are responsible for canceling their subscription before the end of the trial period to avoid charges.
Subscription fees are subject to change at any time at the Company’s discretion. The Company reserves the right to modify, suspend, or discontinue any subscription plan. No refunds will be provided unless required by applicable law. Users are responsible for ensuring that their payment details remain valid and up to date.
6. Security and Account Responsibilities
Users are solely responsible for maintaining the confidentiality of their login credentials. Unauthorized access to an account must be reported immediately. The Website employs industry-standard encryption and adheres to GDPR-compliant security practices to protect user data. The Company does not store or have access to user passwords. Password resets must be initiated through the automated account recovery process.
7. Limitation of Liability
To the maximum extent permitted by law, the Company shall not be liable for any indirect, consequential, incidental, or punitive damages, including but not limited to loss of profits, revenue, or business opportunities. The Company’s total liability for any claim related to the Website shall be limited to the amount paid by the user for the service in question.
8. Dispute Resolution and Governing Law
Prior to initiating legal proceedings, the parties agree to attempt resolution through mediation in Fulton County, Georgia, USA. If mediation does not resolve the dispute, any subsequent litigation shall be filed exclusively in the courts of Fulton County, Georgia, and governed by Georgia state law.
9. Account Termination and Content Removal
The Company reserves the right to terminate any user account that violates these Terms. The Company may modify, restrict, or remove content or discontinue any part of the Website at its discretion.
10. Changes to These Terms
The Company may update or modify these Terms at any time without prior notice. Users are responsible for reviewing these Terms periodically. Continued use of the Website constitutes acceptance of any modifications.
Contact Us
If you have any questions about these Terms, email us at support@martinkush.com.